Part of our journey to simplicity includes our finances. We're approaching this by learning how to be frugal. Not really because we NEED to in order to feed our family, but because it's the smart thing to do (hey congress, you might want to take note here). We do have debt that includes a mortgage, student loans, and credit cards - just like most people. We want to pay those off and we want to be able to be prepared financially for any emergencies that arise, like a layoff. We went through that before and having me work full time retail was not fun (although I am grateful that my employer at that time had enough hours available to bump me from very part time to full time right away). Being frugal is a way to make our financial life simple: No stressing about emergencies, knowing exactly what we can afford, and having funds for our future (retirement, vacations, etc). We're certainly still learning the ins and outs of frugality and we are learning from our mistakes. WiseBread has a great article on frugality today and I'd like to share it with you:
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